Workers Compensation Calculator
Estimate your weekly workers' compensation benefits based on your Average Weekly Wage (AWW) and disability rating.
Built for general U.S. informational use. Local rules, court practices, and case facts can change the result.
Workers Compensation Calculator
Fill in the fields below to get your estimate
How Workers' Compensation Benefits Work
Workers' compensation is a "no-fault" insurance system. If you are injured on the job, you are entitled to benefits regardless of who caused the accident. In exchange, you generally cannot sue your employer.
Benefits typically fall into these main categories:
- Medical Benefits: 100% of necessary medical treatment related to the injury.
- Temporary Total Disability (TTD): Replaces lost wages while you are actively recovering and unable to work (usually 66.67% of your average wages).
- Permanent Partial Disability (PPD): Cash compensation if your injury leaves you with a permanent impairment, even if you can return to work.
This calculator estimates basic wage-replacement benefits using the standard 2/3 formula. It does not account for state-specific minimums/maximums, lump-sum settlement calculations, or specific scheduled loss of use formulas. Consult a local workers' comp attorney.
How this estimate works
This calculator estimates wage-loss and disability benefits from earnings, disability status, and rating assumptions. Workers' compensation rules are state-specific, so the tool is best for organizing the first benefits conversation.
Inputs this page weighs
- Average weekly wage or recent earnings.
- Temporary or permanent disability status.
- Impairment or disability rating.
- State caps, waiting periods, or scheduled-loss rules.
How to verify the result
Compare the output with your state workers' compensation board rules, wage records, medical restrictions, and any notice from the insurer.
How to use this Workers Compensation Calculator well
Best used when
- Estimating wage-replacement benefits from a known earnings base.
- Comparing total and partial disability assumptions in a rough planning model.
- Preparing for a lawyer or adjuster conversation with organized wage information.
Be careful if
- State caps, waiting periods, and scheduled-loss rules can change the result.
- Medical restrictions and permanent ratings may evolve as treatment continues.
- Return-to-work status often matters as much as the original injury itself.
Questions to answer next
- What average weekly wage period does your state actually use?
- Are you fully off work, on light duty, or at maximum medical improvement?
- Does your jurisdiction apply a cap or scheduled-loss table that the estimate does not show?
Before you use an employment calculator
What to gather first
- Pay stubs, offer letters, time records, commission statements, and benefit summaries.
- Termination notices, performance reviews, written complaints, and HR responses when relevant.
- A clean timeline showing when hours were worked, when you were terminated, or when the dispute began.
Why results may change
- Exemptions, mitigation income, and employer policies can materially change the result.
- State waiting-time penalties, caps, and agency procedures vary more than many people expect.
- The strongest claims usually depend on documentation, not just the math in the calculator.
Best next step
- Cross-check every number against wage records before relying on the estimate.
- Write down dates, witnesses, and communications while they are still easy to remember.
- Consider a consultation with employment counsel or the relevant labor agency if deadlines are short.